State Payday Laws. Employers may pay employees sooner or more frequently than the minimum periods mandated by state payday laws, but not later or less frequently unless a state law allows such an exception (noted in the chart). Because independent contractors (ICs) are not employees in the legal sense (unless misclassified ), state payday laws typically do not apply to them.
Instead, IC payday requirements are a matter of contractual agreement. It's not unusual for employers (clients) to contractually pay ICs 30 days in arrears, the same as they pay vendors. Payday requirements for union workers might be a matter of agreement too, per collective bargaining agreements. Typically, contractual agreements may mandate more frequent paydays than the state law requires for employees, but not fewer unless the law allows the exception. Be sure to read the footnote indicated for your work state in the State Payday Laws Chart. if applicable. If your occupation, industry or some other particular aspect of your job is not mentioned in the footnote, then it either falls within the payday period indicated or there is no payday law that specifically covers it (your employer may decide how to often to pay you).
State Payday Laws Chart.
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Payday Loan Laws in Texas. A payday lending store offers credit to those in financial need who can't borrow from banks or credit unions, or place the debt onto credit. PayDay Loan Consumer Information. Click on your state to learn if payday loans are legal or prohibited and the state law that applies. Louisiana Payday Loan Laws & Legislation State Information. Legal Status: Legal. Citation: La. Stat. Ann. § 9:3578.1 et seq. Loan Terms: Maximum Loan Amount: $350.
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We can eliminate payday loan debt with our stress free payday loan consolidation program quickly and easily. Payday Loan Laws. Payday Loan Legislation. This site is dedicated to providing a resource for the laws, statutes, and legislation applicable to payday loans; also. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan. The Alaska Commission on Postsecondary Education (ACPE) is Alaska’s state higher education agency, and promotes access to and success in education and career.